Disclaimer

Services and information offered via this website are not meant to be any substitutes for medical assessments and treatments or professional advice such as a medical doctor, psychatrist or counselor. The website and services are for informational and entertainment purposes only. The information provided does not constitute legal or professional advice neither is it intended to be.
Any decisions you make, and the consequences thereof are your own. Under no circumstances can you hold Vera Ingeborg Münch liable for any loss or cost incurred by you, or any person related or associated with you, as a result of materials or techniques, or coaching offered by Vera Ingeborg Münch.
This information shown on the website or expressed during sessions is intended to be general information with respect to common life issues. Information is offered in good faith – you do not have to use this information.
You shall indemnify Vera Ingeborg Münch in the event of any such claim, including but not limited to any claims made against her, by any person related or associated with you. Nothing in the content materials shall be considered legal, financial, or actuarial advice.
The offered life coaching sessions are for adults 18 or older. Rates are guaranteed not to change once agreed.
Vera Ingeborg Münch reserves the right to refuse service for any reason.
Results are not guaranteed. Vera Ingeborg Münch holds no responsibility for the actions, choices, or decisions taken or made by the client.
Diagnosing psychological or medical conditions is for trained medical professionals (Physicians and Therapists), not for a Life Coach.
All information shared for billing or for sessions is held confidential. Your personally identifiable information is never sold, traded or given away.
The following conditions are regulate the contractual relationship between customer and Life Coach Vera Ingeborg Münch.
Customer is: The client, who utilises Coachings, tools, materials or courses for his or her personal development. Deviating conditions of the customer have no validity. With the booking of an appointment or with purchasing of a product or service, the business conditions are accepted.

Signing up, Confirmation and Cancellation

For Coaching Sessions and webinars, clients book and pay via the Acuity scheduling tool embedded in the website, and receive a confirmation via email plus a reminder. Clients are responsible to choose the right amount of remuneration according to their income. The client has a cancellation right. No cost occur if the cancellation is made 48 hours before the session. Within 48 hours the full remuneration has to be paid.
The cancellation or resceduling is done by the customer via the Acuity. An offsetting with the remuneration is only legitimate, if counterclaims of Vera Ingeborg Münch are acknowledged or are determined in a legally binding form.
Right of retentions are excluded.

For Retreats, clients book and pay via the booking form on www.own-it-retreats.com, which is embedded in the website. Clients receive a confirmation via email plus a reminder. Clients are responsible to pay the deposit and remaining amount as indicated on each specific retreat offer. The client has a cancellation right at no cost before specified dates in each offer.
The cancellation or resceduling is done by the customer via the booking tool. An offsetting with the remuneration is only legitimate, if counterclaims of Vera Ingeborg Münch are acknowledged or are determined in a legally binding form.
Right of retentions are excluded.

For 1:1 Trips, the client gets in touch with Vera Ingeborg Münch via email to show his or her general interest in this form of Coaching. The client introduces him/herself with a short bio, photo and an explanation, why he or she would like to go on a road trip with Vera Ingeborg Münch and which would be the destination of choice and why. These trips are for Coaching purposes only. Under no circumstances these trips include any dating, partnership or sexual intentions. Based on that information, Vera Ingeborg Münch will calculate the individual price, including accommodation and travel expenses. Meals and entrance fees are not included.

For digital products offered through the website / Gumroad, the payment is due immediately with the purchase. As soon as the payment is done, the customer has immediate access to the purchase products for download. The purchased items are the customers personal copy. It is not allowed to copy or forward this product to other people without prior approval by Vera Ingeborg Münch.

For all products and services, the customer is granted a money back guarantee if the results, products or services are not satisfactory. In order to receive a refund, the customer has to write an email with an explanation why the service and product was not satisfactory. The customer also has to declare in the email, that purchased products will not be used any further and will be deleted by the customer.

Changes

Vera Ingeborg Münch reserves the right to change the time of sessions, webinars and retreats in a reasonable frame.

Cancellation of Appointments and Participations

 For Coaching Sessions and Webinars:

Should a client not be able to participate in a coaching, no cost will occur if the client cancels minimum 48 hours before the appointment via Acuity. If this is not the case, within 48 hours before the session, the full amount is to be paid, unless someone else from the waiting list is able to take the slot.
Vera Ingeborg Münch reserves the right to cancel. All fees already paid will be refunded.

For Retreats and 1:1 Trips:

Should a client not be able to participate in a retreat, no cost will occur if the client sends a written cancellation minimum 30 days before the event. Half of the participation fee is due within 30 days before the event, 80 percent of the fee is to be paid with a cancellation within 14 days before the event.

Saving Clause, Changes, Place of Jurisdiction

 Changes of agreements, especially the agreement of additional services, need to be in a written form. Should single determinations of these conditions be or become fully or partially ineffective, or should these conditions contain an omission, the effectiveness of the remaining determinations or parts of such determinations remain untouched. In place of the ineffective determinations a content wise as similar as possible regulation will be included.

As Vera Ingeborg Münch has no country of residence, the place of jurisdiction is the country most closely connected to the product or service.
These conditions are valid from 01.11.2016 and are basic to every contract and service between Vera Ingeborg Münch and her clients.

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